25/75 payment plan for selected units
25% upon signing the contract, 75% only upon collection of the keys.
For selected properties, a 25/75 payment schedule applies: you pay 25% of the price upon signing the developer agreement, and the remaining 75% only upon receiving the keys.
All payments are made into a residential escrow account maintained for the given investment, in accordance with the Developer Act. We make the information prospectus for each project available for review before signing the agreement.
This arrangement reduces the initial financial burden and streamlines the mortgage process—the bank pays out the funds in a single installment at the handover stage. If you are financing the purchase with a loan, together with your Lendi.pl partner, we will compare offers from dozens of banks.
An individual schedule for the selected property will be prepared by an advisor. You can find out which properties are covered by the 25/75 system during our conversation or presentation at the estate.
For cash buyers, this means that most of the funds remain available throughout the construction period. For those with a loan, it means lower interest during the construction phase, as the bank pays out the funds later than under a traditional installment schedule.
We sign the developer agreement before a notary, along with the information prospectus containing the construction schedule, a description of the standard of finish, and information about the escrow account. We discuss all the terms beforehand so that there are no surprises at the notary appointment.
